Every Parent’s Worst Nightmare Now Has a Solution

Every parent goes through the day with a silent prayer on their lips: God, please let my kids be safe. 

There’s nothing more stressful for a parent than a health emergency – say, a sudden fever that won’t go down.

What’s supposed to be a minor clinic visit turns into tests, prescriptions and a bill you weren’t prepared for.

In those moments – at 3am – the question isn’t about policy wording – it’s whether you can get care without stress.

That’s the gap Bima ya Mwananchi is designed to fill.

What exactly is Bima ya Mwananchi Cover? 

Bima ya Mwananchi is Britam’s affordable medical cover built for everyday Kenyans.

It’s built for individuals and families who want access to healthcare without complicated processes or intimidating costs.

It focuses on essential medical needs, offering protection that’s practical, not excessive.

The cover supports access to treatment at approved medical facilities, helping policyholders manage hospital visits, treatment costs and basic healthcare needs.

What is covered in Bima Ya Mwananchi Cover? 

Bima ya Mwananchi is structured around real healthcare moments – not rare scenarios.

It provides support for:

• Inpatient care, when hospital admission is necessary.
• Outpatient treatment, including doctor consultations and basic treatment.
• Access to a network of medical providers, so care is available when needed.

The aim is to reduce the pressure that comes with medical bills and make healthcare more reachable.

Click here now to learn more and register for Bima ya Mwananchi cover, or text Hi to WhatsApp no. 0705 100 100.

What other Britam Products are Accessible via WhatsApp? 

Britam also offers other products built around everyday needs.

1. Britam Motiflex Cover

The Britam Motiflex is a motor vehicle insurance product that offers a flexible payment plan.

It conveniently allows premium payments in 2, 4 or 12 installments per year.

For a monthly premium payment plan – customers can start low with an initial payment of Ksh10,000.

Motiflex Cover also provides:

• 24/07 road rescue service. 
• Quick windscreen claims processing via WhatsApp no. 0705 100 100.
• Express assessment for minor claims.

2. Golfers Insurance Cover

Golfer’s insurance is a solution tailored to golfers, to protect them from risks during play or golf-related activities.

These include:

• Loss or damage to golfing equipment.
• Personal injury from accidents within the golfing premises.
• A reward on achieving a Hole-in-One during actual play (not in practice) on any recognized golf course in Kenya.
• Loss or damage of personal effects while on golfing premises. 
• Medical expenses on the occasion of bodily injury. 

3. Money Market

This is a unit trust or collective investment scheme regulated by the Capital Markets Authority.

It invests in short-term money market instruments such as fixed deposit accounts, treasury bills and treasury bonds.

It is designed for low-risk investors, it offers competitive, stable returns – the interest earned is compounded daily to ensure steady growth.

You can easily register via WhatsApp no. 0705 100 100 (Britam Bella)

Step 1: Text ‘Hi’ to 0705 100 100

Step 2: Select ‘Invest with Britam’

Step 3: Key in your National ID number

Step 4: Follow prompts to register, update an existing account.

4. Bond Plus

The Britam Bond Plus Fund is a unit trust fund that primarily invests in Government treasury bonds and other fixed income securities.

As a collective investment scheme, it offers greater convenience and diversification compared to direct bond investments.

The fund also boasts high liquidity, providing an advantage over bonds, which can be difficult to sell before maturity.

You can easily register via WhatsApp no. 0705 100 100 (Britam Bella):

Step 1: Text ‘Hi’ to 0705 100 100

Step 2: Select ‘Invest with Britam’

Step 3: Key in your National ID number

Step 4: Follow prompts to register, update an existing account.

Why is Britam the Ideal Insurance Partner?  

Britam focuses on protection, access and instant response – with WhatsApp support reducing unnecessary delays or friction at the point of need.

It’s time to partner with an innovative, solid insurance partner – available instantly via WhatsApp.

Click here NOW to learn more about innovative insurance covers from Britam.

Better still, you can send a message on WhatsApp number 0705 100 100 to discuss insurance options in real time with a representative.

You deserve the peace of mind without unnecessary paperwork or delays.