{"id":93717,"date":"2019-02-20T14:05:29","date_gmt":"2019-02-20T11:05:29","guid":{"rendered":"https:\/\/www.ghafla.com\/ke\/?p=93717"},"modified":"2019-03-03T19:16:18","modified_gmt":"2019-03-03T16:16:18","slug":"ningechonga-viazi-on-valentines-day-but-the-mco-op-cash-app-saved-me-big-time-heres-how","status":"publish","type":"post","link":"https:\/\/www.ghafla.co.ke\/ke\/ningechonga-viazi-on-valentines-day-but-the-mco-op-cash-app-saved-me-big-time-heres-how\/","title":{"rendered":"Ningechonga viazi on Valentine\u2019s Day but the MCo-op Cash app saved me big time, here\u2019s how"},"content":{"rendered":"<p style=\"text-align: left\">I almost got dumped on Valentine&#8217;s Day! Right now, I&#8217;d be looking back at the good old days when I had a girlfriend and took it for granted. Luckily, a timely idea saved my relationship. <em>Sijui ningeambia watu nini<\/em>!<\/p>\n<p>On the morning of Valentines, I received a text from bae. It was around 10 am. She wanted to know what I had planned for us that evening.<\/p>\n<p>After reading her message, it then dawned on me that it was actually Valentine&#8217;s Day and I was supposed to pull off a romantic gesture to show bae that I appreciate her.<\/p>\n<p>Truth is I had nothing in mind. I thought it was just an ordinary day. I had not even noticed that most people in the office were in red outfits. Knowing too well that she might dump me for &#8216;simply&#8217; forgetting that it was Valentine&#8217;s Day, I decided to play it cool.<\/p>\n<p>&#8220;I got this. If I tell you what I&#8217;ve planned then it won&#8217;t be a surprise, will it?&#8221; I texted her back. Minutes later, she replied &#8220;Okay then. I can&#8217;t wait.&#8221;<\/p>\n<p>I started panicking almost immediately there&#8217;s nothing worse than looking forward to something then ending up with disappointment.<\/p>\n<p>As I went about my day I thought of several ways to surprise her but none of them seemed practical because I was too broke. Valentine&#8217;s Day falls in the middle of February and who has money <em>kati kati ya mwezi<\/em>? Surely.<\/p>\n<p>I grabbed my notebook and calculated the cost of taking her out that evening. The figure came to KSh. 5700, this included a bouquet of flowers, chocolates, dinner for two at her favourite eatery, skating, cab fare and airtime to make calls here and there.<\/p>\n<p>I started looking for the money after drawing my budget. I knew too well that my friends were also hanging on to their last coins. This meant that they weren&#8217;t able to bail me out even if they wanted to. I explored other options. Not only were loan limits extremely low, the interest rates were also too high.<\/p>\n<p>When I was on the verge of giving up and coming clean to bae, I remembered that I have access to MCo-op Cash loans as a Co-operative Bank customer.<\/p>\n<p>I dialled *667#, entered my pin, selected (8) Loan option, then I selected (2) and keyed in the amount that I wanted to borrow which was KSh. 6000.<\/p>\n<p>In a matter of the seconds, my MCo-op Cash salary loan had been processed and deposited into my MCo-op Cash account. I could finally relax and wait to surprise bae in the evening. The best part was that she won&#8217;t have a clue of what I went through.<\/p>\n<p>Optionally, you can install the MCo-op Cash app from\u00a0<a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.co_operativebank.MCoopCash&amp;hl=en\">Google Play Store<\/a>\u00a0or the\u00a0<a href=\"https:\/\/itunes.apple.com\/ke\/app\/mcoopcash\/id1162030549?mt=8\">iOS App Store<\/a>. After signing up, you can borrow a salary advance loan of any amount between KSh. 1000 and KSh. 200,000. For businesses, the maximum limit is KSh 500,000.<\/p>\n<p>Now that I am aware of the MCo-op Cash loan, I&#8217;m already planning a birthday surprise for her. This time around, I am going all out!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I almost got dumped on Valentine&#8217;s Day! Right now, I&#8217;d be looking back at the good old days when I had a girlfriend and took it for granted. Luckily, a timely idea saved my relationship. Sijui ningeambia watu nini! On the morning of Valentines, I received a text from bae. It was around 10 am. [&hellip;]<\/p>\n","protected":false},"author":6062,"featured_media":93724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[310],"tags":[39,7638,39250],"class_list":["post-93717","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-entertainment","tag-co-operative-bank-news","tag-mco-op-cash-news","tag-valentines-day-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ningechonga viazi on Valentine\u2019s Day but the MCo-op Cash app saved me big time, here\u2019s how - Ghafla! Kenya<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ghafla.co.ke\/ke\/ningechonga-viazi-on-valentines-day-but-the-mco-op-cash-app-saved-me-big-time-heres-how\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ningechonga viazi on Valentine\u2019s Day but the MCo-op Cash app saved me big time, here\u2019s how - Ghafla! Kenya\" \/>\n<meta property=\"og:description\" content=\"I almost got dumped on Valentine&#8217;s Day! Right now, I&#8217;d be looking back at the good old days when I had a girlfriend and took it for granted. Luckily, a timely idea saved my relationship. Sijui ningeambia watu nini! On the morning of Valentines, I received a text from bae. It was around 10 am. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ghafla.co.ke\/ke\/ningechonga-viazi-on-valentines-day-but-the-mco-op-cash-app-saved-me-big-time-heres-how\/\" \/>\n<meta property=\"og:site_name\" content=\"Ghafla! 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