{"id":133,"date":"2020-05-10T23:23:25","date_gmt":"2020-05-10T20:23:25","guid":{"rendered":"https:\/\/www.ghafla.com\/sponsored\/?p=133"},"modified":"2020-05-10T23:23:25","modified_gmt":"2020-05-10T20:23:25","slug":"how-a-flashy-pair-of-fourth-formers-easily-rip-off-an-entire-batch-of-newcomers-monos-of-their-prized-pocket-money","status":"publish","type":"post","link":"https:\/\/www.ghafla.co.ke\/sponsored\/how-a-flashy-pair-of-fourth-formers-easily-rip-off-an-entire-batch-of-newcomers-monos-of-their-prized-pocket-money\/","title":{"rendered":"How a flashy pair of Fourth Formers easily rip off an entire batch of newcomers (monos) of their prized pocket money"},"content":{"rendered":"

Nkubu Town is a mid-tier business and residential township in Meru County. While previously ranked \u2018sleepy\u2019, the town\u2019s in hot pursuit of the county\u2019s major administrative sibling – Meru town, just a couple of miles north. High rise business projects are slowly changing the town\u2019s skyline, and I had a dream to be part of this new tide.<\/p>\n

I chose to invest into the hardware business field – supply building materials. While I had majored in business in college, my folks (who were the principal financiers) had little faith in this venture. The ravaging Covid-19 virus situation also didn\u2019t help. I had to be different.<\/p>\n

\"\"<\/a><\/p>\n

I was also informed that the construction field was filled with fraudsters. Conniving contractors are a dime a dozen. I didn\u2019t say lest I gave off a cocky vibe, but I\u2019ve had encounters with fraudsters that had weaned me off.<\/p>\n

The first was an experience in my first week in high school.<\/p>\n

A day or two after reporting day, we had settled in class in the evening. An innocent bunch of \u2018green monos\u2019<\/em> – freshly issued uniforms crisp and fitting. We still hadn\u2019t started lessons, as belated reporting was ongoing. We hadn\u2019t met all the teachers, yet.<\/p>\n

Presently, a pair of smartly dressed gents in fitting blazers and blue jeans (and, white sneakers) enter our class. They introduce themselves as Biology and Chemistry teachers. They are well-informed, and pleasantly casual. While one intimates that he\u2019s wishing for an administrative allocation as our class teacher, the other says he\u2019s keen on drama – wants to know if there are any acting enthusiasts in our lot.<\/p>\n

The entire class instantly wanted to be the \u2018Next Break-out Star\u2019 in Drama Club!<\/p>\n

\"\"<\/a><\/p>\n

After a while, they tell of their purpose to visit. They express regret that they welcoming us with bad news. The bad news? One of their colleagues – a Physics teacher – had passed on just a day earlier. The school tradition is that students and teachers contribute to some welfare fund for the bereaved family.<\/p>\n

Long story cut short, a pair of flashy, smart-talking Fourth Formers ripped us off our pocket money, after a tall story. They were so good – they successfully repeated that charade in four streams. Of course, they couldn\u2019t be traced.<\/p>\n

I lost Kes.500 on that evening\u2019s preps.<\/p>\n

For my business, I decided to learn from one of the town\u2019s most established hardware merchants – The Kinoti G.K Hardware. The business is located in an iconic building along the highway that splits the town.<\/p>\n

Meeting the gentleman took a while, but I learnt a lot as I waited at the premises. One, he rarely worked there. He ran the business from home. Two, the customers rarely came to the premises. All day long, I\u2019d see pick-up trucks getting loaded for deliveries to construction sites.<\/p>\n

When we met, the pleasant gentleman was keen to share his business strengths, on a mentorship role.<\/p>\n

He had opted for cashless payments, and its success to the E-commerce solution offered by his banking partner, Co-op Bank.<\/p>\n

\"\"<\/a><\/p>\n

E-commerce afforded him a variety of advantages.<\/p>\n

Customers do not need to be physically present. Payments can be transacted at any time from any location in the world and delivery is done. <\/em>For instance, Kenyans in the diaspora with construction projects in their rural homes would pay make payments directly to his Co-op Bank account. Delivery of materials to the site is then made.<\/p>\n

With an outstanding real-time processing speed with average authorisation response times typically below 2 seconds, <\/em>such clients would find it very convenient, and safe.<\/p>\n

There\u2019s more sales, too, as E-commerce allows flexibility for multiple currencies –\u00a0Kes, USD, GBP and Euro. <\/em><\/p>\n

Besides, a customer enjoys a variety of cards: International VISA credit and debit cards, pre-paid cards. <\/em><\/p>\n

While I\u2019d like to serve clients even in the diaspora, I said that am targeting local customers. The merchant advises me to visit Co-op Bank. They\u2019d assist me get a Lipa Na MPesa till number for my business.<\/p>\n

In the face of danger with the Covid-19 pandemic, it\u2019s safer to go cashless with the E-commerce solution from Co-op Bank.<\/p>\n

\"\"<\/a><\/p>\n

#StaySafe #StayHome<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Nkubu Town is a mid-tier business and residential township in Meru County. While previously ranked \u2018sleepy\u2019, the town\u2019s in hot pursuit of the county\u2019s major administrative sibling – Meru town, just a couple of miles north. High rise business projects are slowly changing the town\u2019s skyline, and I had a dream to be part of […]<\/p>\n","protected":false},"author":6067,"featured_media":134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[25,129,127,151],"class_list":["post-133","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sponsored","tag-coop-bank-news","tag-coop-bank-paybill-news","tag-e-commerce-co-op-bank-news","tag-kinoti-gk-hardware-news"],"yoast_head":"\nHow a flashy pair of Fourth Formers easily rip off an entire batch of newcomers (monos) of their prized pocket money - Ghafla! 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