{"id":3585,"date":"2023-07-28T19:30:29","date_gmt":"2023-07-28T16:30:29","guid":{"rendered":"https:\/\/www.ghafla.com\/sponsored\/?p=3585"},"modified":"2023-07-28T19:31:05","modified_gmt":"2023-07-28T16:31:05","slug":"bazu-wa-campo-adventures-memories-of-my-first-ride-at-jkuat","status":"publish","type":"post","link":"https:\/\/www.ghafla.co.ke\/sponsored\/bazu-wa-campo-adventures-memories-of-my-first-ride-at-jkuat\/","title":{"rendered":"Bazu wa Campo: Adventures and Memories of My First Ride at JKUAT!"},"content":{"rendered":"

Maze, I\u2019ll always cherish the memories of my first ride – an aged, Peugeot 504 sedan my Uncle had abused for decades. To be fair, it was crumbling at the seams. But she had an awesome aftermarket exhaust – a deep, throaty roar that arrived before I did.<\/p>\n

I was just twenty, on my first year of Campo, pale JKUAT. She cost an arm and a leg, almost one of my kidneys. Haikuwa <\/em>easy kupata 75k<\/em> those days. Yaani<\/em>, I had to slave away for two long years at a Jua Kali shed hammering iron sheets.<\/p>\n

I would be saving kitu<\/em> three-quarters of my salary. Story za kwenda bash na rave with my gang ilibaki story<\/em>. I was literally the poster boy for the phrase \u2018Trust the Process\u2019<\/em>. But, form ilikuja ikajipa mbaya sana. <\/em><\/p>\n

I paid off my beloved 504. I christened her \u2018Hot-Stepper\u2019<\/em>, slapped on shiny rims and did some cool graphics. Overnight, I became the real Bazu wa Mtaa<\/em>! Boss, si nili trend<\/em>! It was mad, mad fun. Form za kwenda bash zikaanza kukam.<\/em><\/p>\n

I would roll in with my crew, blasting the best of Kenyan hip-hop – talk of the now-defunct Wenyeji, Ukoo Flani Mau Mau <\/em>and Abbas Kubaff.<\/em><\/p>\n

I learnt to drive on that 504. Those days, I didn\u2019t have enough for driving school so my instructor was some Kamba guy called Mutisya. He had a roadside garage in Umoja. I would get stuck in the middle of nowhere, in the wee hours – I had to send someone to fetch him.<\/p>\n

None of us had a mobile phone! He always turned up, use the first 30 minutes kunipa misomo!<\/em><\/p>\n

But, I was a good student. I picked the basics of an engine pretty quickly. I had to – Mutisya was quite expensive, maze. A tiny problem, he goes: \u201cAh, boss – hii inataka overhaul. Ama tuko na pesa ngapi tufanye shortcut?\u201d<\/em><\/p>\n

Later on, I\u2019d realise it was an exaggeration. Mutisya was my baptism by fire mechanic. Fast forward, I\u2019m very grateful to him.<\/p>\n

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My beloved Peugeot 504, 1984 model during the early days.<\/figcaption><\/figure>\n

The Magic in Savings<\/strong><\/p>\n

In a nutshell, my beloved Hot-Stepper junk drilled into me the discipline of savings. I always had to have money, she would blow a fuse, or get a puncture without warning. When I took ownership, Uncle deliberately ignored educating me on the cost of service, fuel and annual insurance.<\/p>\n

Then, the Subaru ya Mambaru<\/em> crew. Maze, I\u2019d be stopped by traffic cops on barriers and patrols. Yaani, lazima tu I had a problem: Oh, the left indicator light is not working. Oh, your tyres need replacement<\/em> and such.<\/p>\n

I always had to have some savings on standby.<\/p>\n

Cars aside, the peace of mind that comes with knowing there\u2019s a safety net in place for unexpected situations is an underrated comfort.<\/p>\n

The tricky bit lies in picking the ideal saving option.<\/p>\n

Long term vs Short Term<\/strong><\/p>\n

Short-term financial goals are achieved in a relatively short period, usually within a year or even a few months. The small, fun things you want to experience in the near future. Essentially, these bring satisfaction and joy to your life in the near future. Like, unataka iPhone Pro-something, sijui Bae-caetion pale Mombasa na Mpoa wako\u2026.. <\/em><\/p>\n

On the other hand, long-term goals count as the big dreams you aim to make a reality. Think of big financial milestones on your radar. Time stretch varies between five years, ten years, or, even two decades down the road. Dreams like ka-plot somewhere outskirts za Runda, college fees za watoi or ku-buy Ranch huko shags for retirement. <\/em><\/p>\n

How Should You Save Money?<\/strong><\/p>\n

You\u2019ll definitely be spoilt for choice. There are traditional Savings Accounts, Fixed Deposit Accounts, Money Market Accounts (MMA) and Certificate of Deposit (CDs) accounts. These attract varying interest rates. Other options include Investment Accounts, Online and Goal-oriented Savings Accounts.<\/p>\n

The savings concept is nearly similar across the list, what mostly differs is their maturity time and interests earned over the year.<\/p>\n

KCB Bank offers all these options, but the bank\u2019s most attractive savings option lies around the High-Yield Savings Account. As the name implies, customers enjoy higher interest rates than traditional savings accounts – for instance, the KCB Simba Savings Account.<\/p>\n

The KCB Simba Savings Account<\/strong><\/p>\n

Bank is thrilled to present an ideal savings solution that revolutionizes the way you manage your money. The KCB Simba Savings account is big on flexibility, high-interest rates, and focused alignment with both short-term and long-term goals.<\/p>\n

This savings option is packed with benefits:<\/p>\n