{"id":4126,"date":"2026-04-16T12:14:10","date_gmt":"2026-04-16T09:14:10","guid":{"rendered":"https:\/\/www.ghafla.co.ke\/sponsored\/?p=4126"},"modified":"2026-04-16T12:14:10","modified_gmt":"2026-04-16T09:14:10","slug":"final-goodbye-a-look-at-britams-heshima-farewell-plan","status":"publish","type":"post","link":"https:\/\/www.ghafla.co.ke\/sponsored\/final-goodbye-a-look-at-britams-heshima-farewell-plan\/","title":{"rendered":"Final Goodbye : A Look at Britam\u2019s Heshima Farewell Plan"},"content":{"rendered":"<p>In Kenya, funerals are more than events.<\/p>\n<p>They\u2019re cultural, communal, and often urgent. When loss happens, everything moves fast &#8211; decisions, logistics, expectations.<\/p>\n<p>And, in many cases, families are forced to figure out the financial side in real time.<\/p>\n<p>That\u2019s where the Heshima Farewell Plan by Britam comes in.<\/p>\n<p>Developed through a partnership between Britam Connect and Montezuma Funeral Home &#8211; the plan is designed to ease the financial pressure that comes with funeral arrangements.<\/p>\n<p><strong>What&#8217;s in The Plan?\u00a0<\/strong><\/p>\n<p>Heshima Farewell Plan is a last-expense insurance cover that steps in when death occurs &#8211; whether natural or accidental.<\/p>\n<p>It caters to the immediate needs that typically arise, including:<\/p>\n<ul>\n<li>Mortuary fees (based on selected package)<\/li>\n<li>Hearse transport across the country<\/li>\n<li>Casket or coffin provision<\/li>\n<li>Funeral flowers and wreaths<\/li>\n<li>Portraits and printed materials (in select packages)<\/li>\n<li>Cash support for clothing expenses<\/li>\n<\/ul>\n<p>The focus is practical: covering the essentials that allow families to organize a dignified send-off without financial strain.<\/p>\n<p><strong>Who Benefits from Heshima Farewell Plan?<\/strong><\/p>\n<p>The plan is structured around the realities of the Kenyan household.<\/p>\n<p>It allows cover for:<\/p>\n<p><em>a) The principal member and spouse (18 &#8211; 70 years).<\/em><\/p>\n<p><em>b) Children (from 1 month up to 18 years, or up to 25 if in school).<\/em><\/p>\n<p><em>c) Parents and in-laws (up to 80 years at entry).<\/em><\/p>\n<p><em>d) Extended family under group arrangements.<\/em><\/p>\n<p>This makes it suitable for families with broader responsibilities beyond the nuclear setup.<\/p>\n<figure id=\"attachment_4129\" aria-describedby=\"caption-attachment-4129\" style=\"width: 679px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.ghafla.co.ke\/sponsored\/wp-content\/uploads\/sites\/16\/2026\/04\/images-2026-04-16T115733.646.jpeg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4129\" src=\"https:\/\/www.ghafla.co.ke\/sponsored\/wp-content\/uploads\/sites\/16\/2026\/04\/images-2026-04-16T115733.646.jpeg\" alt=\"\" width=\"679\" height=\"451\" srcset=\"https:\/\/www.ghafla.co.ke\/sponsored\/wp-content\/uploads\/sites\/16\/2026\/04\/images-2026-04-16T115733.646.jpeg 679w, https:\/\/www.ghafla.co.ke\/sponsored\/wp-content\/uploads\/sites\/16\/2026\/04\/images-2026-04-16T115733.646-300x199.jpeg 300w\" sizes=\"auto, (max-width: 679px) 100vw, 679px\" \/><\/a><figcaption id=\"caption-attachment-4129\" class=\"wp-caption-text\">The entrance to Montezuma Funeral Home, Nairobi branch (Image: Files)<\/figcaption><\/figure>\n<p><strong>What Options are Available on the Plan?\u00a0<\/strong><\/p>\n<p>Heshima offers four tiers, based on level of support:<\/p>\n<ol>\n<li>Basic &#8211; Ksh100,000<\/li>\n<li>Standard &#8211; Ksh150,000<\/li>\n<li>Executive &#8211; Ksh300,000<\/li>\n<li>Platinum &#8211; Ksh500,000<\/li>\n<\/ol>\n<p>Each tier determines the extent of services and support provided &#8211; <a href=\"https:\/\/ke.britam.com\/newsroom\/britam-connect-launches-heshima-farewell-plan-to-ease-funeral-burden-for-kenyan-families\">click here for details.\u00a0<\/a><\/p>\n<p><strong>Affordability is Key<\/strong><\/p>\n<p>The plan is positioned to be very accessible, with an affordable structure.<\/p>\n<p>For a nuclear family, premiums start from Ksh1,000 per year for the basic cover.<\/p>\n<p>Extended family packages are available at higher tiers, depending on the number of dependents and level of cover selected.<\/p>\n<p>This allows families to spread out costs that would otherwise arise suddenly.<\/p>\n<p><strong>How is the Claim Process?\u00a0<\/strong><\/p>\n<p>To initiate a claim, the following documents are required:<\/p>\n<ul>\n<li>National ID or birth certificate of the deceased<\/li>\n<li>Burial permit or death certificate<\/li>\n<li>National ID of the beneficiary<\/li>\n<li>Police abstract (in case of accidental death)<\/li>\n<\/ul>\n<p>Once submitted, the process moves toward payout and service support.<\/p>\n<p><strong>What are The Waiting Periods<\/strong><\/p>\n<p>The policy includes standard waiting periods:<\/p>\n<ul>\n<li>Natural death &#8211; 1 month<\/li>\n<li>Accidental death &#8211; no waiting period<\/li>\n<li>Parents\/in-laws &#8211; 3 months<\/li>\n<li>Pre-existing conditions &#8211; 6 months<\/li>\n<\/ul>\n<p>These timelines guide eligibility and expectations after making a claim.<\/p>\n<p><strong>Leave a Legacy<\/strong><\/p>\n<p>Planning ahead doesn\u2019t remove the weight of loss &#8211; but it can reduce the pressure that comes with it.<\/p>\n<p>The Heshima Farewell Plan offers a structured way to prepare, ensuring that when the time comes, families focus on farewell &#8211; not the cost.<\/p>\n<p>For more information or to get started, call or WhatsApp 0705 100 100.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Kenya, funerals are more than events. They\u2019re cultural, communal, and often urgent. When loss happens, everything moves fast &#8211; decisions, logistics, expectations. And, in many cases, families are forced to figure out the financial side in real time. That\u2019s where the Heshima Farewell Plan by Britam comes in. Developed through a partnership between Britam [&hellip;]<\/p>\n","protected":false},"author":6067,"featured_media":4130,"comment_status":"open","ping_status":"open","sticky":false,"template":"template-parts\/template3.php","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1364,1363,1362],"class_list":["post-4126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sponsored","tag-britam-connect-news","tag-britam-heshima-farewell-plan","tag-montezuma-funeral-home-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Final Goodbye : A Look at Britam\u2019s Heshima Farewell Plan - Ghafla! 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